Loan from Banks and NBFCs
Securing a business loan from banks and Non-Banking Financial Companies (NBFCs) is a crucial step for entrepreneurs, startups, and MSMEs looking for financial support. Whether you need funds for business expansion, working capital, asset purchase, or startup funding, VPS and Associates provides expert advisory services to help you navigate the loan application process with ease.
We assist in loan structuring, documentation, compliance, and negotiations to secure the best possible loan terms from leading banks and NBFCs.
Reserve Bank of India (RBI) Guidelines on Loans: https://www.rbi.org.in/
List of NBFCs Registered with RBI: https://www.rbi.org.in/Scripts/BS_NBFCList.aspx
Government Schemes for MSME Loans: https://www.msme.gov.in/
Types of Loans from Banks & NBFCs
1. Business Loans
✔ Unsecured loans up to ₹50 Lakhs
✔ Flexible repayment tenure (1-7 years)
✔ No collateral required for certain categories
✔ Available for startups, MSMEs, traders, and service businesses
Apply for Business Loans from Banks: https://www.sbi.co.in/ | https://www.hdfcbank.com/ | https://www.icicibank.com/
2. MSME Loans Under Government Schemes
✔ Collateral-free loans under CGTMSE Scheme
✔ Mudra Loans for Micro and Small Businesses
✔ Stand-Up India & Startup India funding support
✔ Loans up to ₹10 Crores for MSMEs
More About MSME Loans: https://www.sidbi.in/
3. Working Capital Loans
✔ Short-term loans to cover daily business expenses
✔ Overdraft and cash credit facilities
✔ Quick disbursal and flexible repayment options
✔ Best suited for trading, service, and manufacturing businesses
Know More About Working Capital Loans: https://www.bankofbaroda.in/business-banking/msme-banking
4. Term Loans for Business Expansion
✔ Long-term loans up to ₹50 Crores
✔ Repayment tenure up to 15 years
✔ Ideal for setting up new units, expanding operations, or acquiring assets
✔ Lower interest rates for government-backed projects
More About Term Loans: https://www.pnbindia.in/
5. Loans from NBFCs (Non-Banking Financial Companies)
✔ Quick loan processing with minimal documentation
✔ Flexible loan options for startups and MSMEs
✔ Higher approval rates compared to traditional banks
✔ Tailored financing solutions for different industries
Top NBFC Loan Providers in India:
- Bajaj Finserv: https://www.bajajfinserv.in/
- Tata Capital: https://www.tatacapital.com/
- L&T Finance: https://www.ltfs.com/
- Aditya Birla Finance: https://www.adityabirlacapital.com/
Our Loan Advisory Services
Eligibility Check & Loan Structuring
Preparation of Business & Financial Reports
Loan Application & Documentation Assistance
Negotiation with Banks & NBFCs
Compliance with RBI & Government Norms
Post-Loan Compliance & Financial Planning
Why Choose VPS and Associates?
Expert Loan Advisory Services
Faster Loan Processing & Approval Support
End-to-End Assistance in Documentation
Negotiation for Best Interest Rates & Terms
Contact Us for Loan Advisory Services
📧 Email id : team@vpsandassociates.com
Contact us today!
☎️ Landline: 040 – 29801299
📲 Mobile no: 8886359392 / 9030931302
Need a Business Loan? Contact Us for Expert Assistance!
